Your Subtitle text

FAQs and More

FAQS

What is the iCareCard?

The iCareCard is a Reloadable Visa debit card, and can be used anywhere in the world where Visa is accepted.

How do I load funds on the card?

There are two types of iCareCard Reloadable cards, Self Funded, and 3rd Party Funded. Self Funded cards are loaded and re-loaded from your current checking account. You determine the balance you want to load on your card and when the balance falls below your selected re-load point, your card is re-loaded from your checking account. 3rd Party Funded cards are loaded by a 3rd party, such as your employer.

Are my funds insured?

Yes, your funds are insured by the FDIC for up to $250,000.00

What are the advantages of the iCareCard?

The significant advantages include:

  • $.03/gallon rebate on fuel anywhere in the United States
  • Cash Give Back rewards from participating DebitDeals merchants (see www.debitdeals.com)
  • No transaction or loading fees unless you use an ATM or get cash from a bank
  • Cash contributions for your chosen charity or non-profit at no cost to you
  • Ability to set your own Daily and Weekly spending limits (great for family budgeting)
  • Daily email or text alerts
  • View your transactions at any time
  • Phone Response to Balance inquiries 24/7
  • Automatic Re-Load (set it and forget it)

How much money can I keep on my card?

For self funded cards the limit is $5,000.00. For 3rd Party Payer cards the limit based on the needs of the payer.

Can I use my card for online or telephone payments?

Yes, this is a fully functional Visa card

Do I have to use a PIN number?

Purchases can be made either as a Debit (PIN based) or as a Credit (no PIN required).

What is DebitDeals?

DebitDeals (www.debitdeals.com) is a program designed to drive more business to local merchants, provide savings (give backs) to our cardholders, and provide much needed assistance to charities and non-profits

What is "Amount on Hold"?

This is an estimate of the amount of purchases made recently which have not yet posted to your card balance.

Can I load "one time" additional funds to my card for a special situation?

Yes, you can manually transfer funds to your card by logging in to your card account. In addition, you can move funds from your card back to your checking account as the need arises.

-----------------------------------------------------------

The iCareCard name and logo are trademarks of PINCHECK, LC, of Iowa, and are used with permission.  

All Rights Reserved.

Patent Pending.

Copyright (c) 2003-2011

iCareCard is a registered ISO of Cedar Rapids Bank and Trust.  Cards are issued by Cedar Rapids Bank and Trust, Cedar Rapids, Iowa, pursuant to a license from Visa U.S.A.

How Would You Like to Use Your iCareCard Account?

Select the sample screens that you would like to view:

NOTE - You will be taken to another website, so please be patient.

Card Order:

On this screen you can order a card, determine how to fund your card, set your spending limits, select your charities, etc. You do not need to change bank accounts, and we can automatically keep your card at your pre-determined funding levels.
view PDF

Welcome:

Your "Welcome" screen when you log in to your card account.
view PDF

Profile:

Here you can see your card balance, change your funding levels, charitable choice, etc.
view PDF

Transaction:

Here you can view your transactions for whatever period of time you are interested in.
view PDF

Manual Loading:

Here you can manually move funds from your checking account to your card, or vice versa. We automatically keep your card at your predetermined funding level, so this screen would only be used for when you have a special need.
view PDF

Fuel discount applies only to a maximum of fifty dollars per transaction of fuel purchases make by using the iCareCard to pay at the pump and selecting the "credit" option, and applies only to iCareCard accounts which meet minimum monthly transaction requirements (see FAQ for details).  Fuel discount, if any, is credited to iCareCard account on a monthly basis.